总结储蓄图表 = rumus carta simpanan

题目要求概括六周图表已经显示的趋势。应限定在固定存款与所示期间，不能把储蓄数据扩大成所有投资保证获利，也不能加入图表没有说明的提款限制。

例子： 可先写观察到的变化和条件，再把未来结果留给另一个谨慎预测。

summarise a savings chart = rumus carta simpanan

The item asks for a summary of the observed six-week trend. Keep the statement within the fixed deposits and period shown. Do not extend savings data into guaranteed investment profit or add a withdrawal rule absent from the chart.

Example: State the observed change and condition first, then reserve any future outcome for a separate cautious forecast.

银行卡遗失的首要处理 = tindakan kad hilang

题目询问遗失银行卡后的立即保护步骤。应先通知可信成人，并通过银行官方渠道冻结或挂失，防止进一步损失；拖延或公开密码会增加风险。

例子： 处理后还可核对交易记录、保留报案资料，并按银行指引申请新卡。

first action for a lost bank card = tindakan kad hilang

The question asks for the immediate protective step after a bank card is lost. A child should inform a trusted adult and use the bank’s official channel to block the card. Delay or public sharing of a PIN increases risk.

Example: After blocking, review transactions, keep report details, and follow the bank’s process for replacement.

零用钱预算建议 = cadangan bajet wang saku

题目要求针对零用钱过早用完提出可执行方法。先记录实际开支，分清需要与想要，再按总额设每日上限；不记录地借钱或第一天花完都不能找出问题来源。

例子： 可把一周零用钱分成交通、食物、储蓄和可选开支，再每天核对余额。

pocket-money budget recommendation = cadangan bajet wang saku

The item asks for a practical response when pocket money runs out early. Record actual spending, separate needs from wants, and set a daily limit based on the total. Repeated unrecorded borrowing or spending everything on day one does not identify the cause.

Example: Divide weekly money among transport, food, saving, and optional spending, then check the balance each day.

判断负责任理财歌词 = nilai seni kata kewangan

题目要找同时包含可实行习惯与账户安全的歌词。先看是否提到记录、储蓄或保护资料，再排除保证获利、分享密码或无计划消费的内容；节奏好听不能弥补错误信息。

例子： 合适歌词可把预算、规律储蓄和不分享验证码放在同一中心主题下。

evaluate responsible financial lyrics = nilai seni kata kewangan

The item asks for lyrics that combine practical habits with account safety. Look for recording, saving, or information protection and reject guaranteed profit, password sharing, or unplanned spending. A catchy rhythm cannot correct an unsafe message.

Example: Suitable lyrics can unite budgeting, regular saving, and never sharing security codes under one central theme.

ayat pasif diri pertama = 第一人称被动句

施事者是第一人称（saya、kami）或第二人称（kamu、anda）时，被动句不用 di- 和 oleh，而是把受事者放前面，再直接写人称代词和动词原形。第三人称才用 di-…oleh。先看施事者是第几人称，再判断格式。

例子： Buku itu kami baca.（第一人称）对比 Buku itu dibaca oleh mereka.（第三人称）.

ayat pasif diri pertama = first-person passive

When the doer is first person (saya, kami) or second person (kamu, anda), the passive does not use di- or oleh: the receiver comes first, followed directly by the pronoun and the base verb. Only third-person doers use di- with oleh. Identify the person of the doer before choosing the pattern.

Example: Buku itu kami baca (first person) contrasts with Buku itu dibaca oleh mereka (third person).

Unit 24 练习复盘 = ulang kaji Unit 24

完成练习后，检查财务总结是否限定在图表所示期间，建议是否优先保护账户并寻求可靠协助。预算要记录实际开支并区分需要和想要；歌词不可承诺稳赚，语态转换也不能改变谁执行动作。

例子： 银行卡遗失时先告诉可信成人并从官方渠道冻结，再核对交易；不要分享密码或验证码。

Unit 24 practice review = ulang kaji Unit 24

After practice, check that a financial summary stays within the displayed period and that advice protects the account and seeks reliable help. A budget records actual spending and separates needs from wants; lyrics must not promise guaranteed returns, and voice transformation must preserve the doer.

Example: For a lost card, tell a trusted adult, block it through an official channel, and review transactions without sharing a PIN or security code.